Can we get a playoff system yet?

Here we are, in 2010, with absolutely no sign at all of the NCAA FBS level football league leaning any closer to fixing the biggest problem in all of college football. I really don't know how an organization can over look the complete disregard for the rules (Cam Newton) just to allow the "best two teams to play for the championship." This is crap. Football has evolved and there's a reason why most non-loyal football fans don't watch the college level. The NFL has the right system. Have a pre-season, a regular season, and then a playoff system to decide the champion.

People say all the time that this wouldn't work with the current FBS system. I ask "why not?" I don't think we should eliminate the bowls at all! Most people think there are too many as is, so why not make the national championship game, ACTUALLY THE NATIONAL CHAMPIONSHIP GAME!?! Here's the easy formula to create the perfect FBS college football playoff system.

Step 1: Make the 12 game regular season a thing of the past or have one of the games be a pre-season exhibition. When A top #10 team faces a FCS opponent usually it's not much of a game anyway, so why count it?

Step 2: Add a 12 team playoff system, two brackets of 6 teams (like the NFL) where the top 2 seeds from each bracket get a bye week for the first round of the playoffs. Top 4 seeds are determined by Ranking and Conference champions if they play in an extra Championship game (ex: SEC, ACC, Big 12, and future Big 10/Pac 10).
Other playoff teams will be at large bids based off of highest rankings etc. All top seeds get home field advantage and if their field isn't big enough then they can play on a close neutral site. Do you actually think a large NFL stadium would turn down the opportunity to have a college football playoff game played there? I highly doubt it, even if it was a "smaller school", that might actually bring more fans without interest!

Step 3: Settle it on the field!

Bowls can remain in place for all teams who don't make the playoffs and the bigger bowls can remain for teams that are eliminated early on in the playoff rounds.

It's such a shame that one loss (sometimes early in the season by a fluke) can cost a team the title just b/c we have a lousy system in place and people are too stubborn to fix it.

Some say "it's all about money, they won't change it b/c they'll lose money" but I don't see how adding more games to determine an ACTUAL champion, will lose anyone any money. Don't BCS bowls all payout $10+ million?? It's a joke. The best team doesn't always win and any team that finishes undefeated should print out banners and make rings for their players and coaches b/c they might as well claim victory when a busted system won't.